OP Insurance Agency, Inc · CA Lic #0H65134
Your CSLB bond and insurance, filed for you.
We place your Workers' Compensation, General Liability and contractor's bond, then send the filings to CSLB so your license isn't held up.
Have Sean contact me
Leave your name and number or email. Sean calls, texts or emails you back, usually the same business day.
Leave my info → About 5 minutesStart a full quote online
Answer the quote questions now so Sean can shop carriers right away. Fastest way to real numbers.
Start my quote →Rather talk now? Call or text (619) 930-9217. Have your CSLB application fee number handy.
La Mesa, CA. Contractor insurance and bonds are a core part of our business.
Start a full quote
Pick a coverage. Each one takes about 5 minutes, and you can answer what you know. Sean will call to fill in the rest. This isn't an instant quote; Sean shops it with the carriers and gets back to you.
Workers' Compensation
Required for every C-39 roofer, even with no employees.
Contractor's Bond
The $25,000 bond every license needs, plus LLC and qualifier bonds.
General Liability
Required for LLCs. GCs and homeowners will ask for it either way.
Commercial Auto
For the trucks and vans you drive to jobs.
Have Sean contact you
Takes about a minute. Sean will reach out the way you choose, usually the same business day.
What CSLB needs before your license is issued
Check one to see your list:
- ✓Workers' CompensationRequired for C-39 Roofing even with no employees. Most trades can file a no-employee exemption. Roofers can't, and if coverage lapses CSLB suspends the license.
- ✓General LiabilityRequired of LLCs. At least $1 million total for 5 or fewer people listed on the license, plus $100,000 per additional person, up to $5 million.
- +Commercial AutoNot a CSLB rule, but GCs, property managers and homeowners will ask for proof before you start work.
- ✓$25,000 Contractor's BondRequired for every license. CSLB can't issue yours until it's on file.
- ✓$100,000 Employee/Worker BondRequired of LLCs on top of the contractor's bond.
- ✓$25,000 Bond of Qualifying IndividualIf the qualifier is an RME, or an officer/member who owns under 10%. We'll check this for you.
- ✓Workers' CompensationRequired for C-39 Roofing even with no employees. Most trades can file a no-employee exemption. Roofers can't, and if coverage lapses CSLB suspends the license.
- +General LiabilityNot a CSLB rule, but GCs, property managers and homeowners will ask for proof before you start work.
- +Commercial AutoNot a CSLB rule, but GCs, property managers and homeowners will ask for proof before you start work.
- ✓$25,000 Contractor's BondRequired for every license. CSLB can't issue yours until it's on file.
- ✓$25,000 Bond of Qualifying IndividualIf the qualifier is an RME, or an RMO who owns under 10% of the voting stock.
Why one agency for all of it
Workers' Compensation, General Liability, Commercial Auto and bonds placed together, with the certificates and bond forms sent to CSLB for you.
Roofing is one of the harder classes to insure. We work the market that writes it.
A California agency in La Mesa. Sean handles contractor accounts personally.
Requirements above are from CSLB's license issuance, LLC, and workers' compensation pages. Confirm your own requirements in your CSLB bond and fee letter.